The
Monethics
belief
Monethics is an online lending platform offering advance salary loans to fulfill all your short-term monetary needs. From paying pending bills to shopping & travel, we equip you with necessary money for any financial emergency. Our business works on transparency, ethical practices, and providing trustworthy services to all our users.
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Quick loans
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Secure
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Affordable
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No Hard Credit check
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Transparent
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Convenient
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Paperless
Personal Loan

With a salary backed structured repayment options, borrowers can repay the loan in most convenient way. We aim to empower young India with the right knowledge and resources to encourage financial independence.
Purpose
- Medical Loan
- Emergency Loan
- Educational loan
- Holiday Loan
- Shopping Loan
- Any other purpose

Amount
₹2,500 to ₹200,000

Tenure
62 days to 180 days

Interest rate
1.25% per month onwards
Eligibility Criteria
All you need to be eligible for a personal loan
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1Must be an Indian resident
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2Age between 18 to 55 years
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3Minimum monthly Salary
of >₹10,000
Employer Tie-up
Monethics - A partner in your employee's welfare.
A tie-up with Monethics brings you:
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Employee welfare at Zero cost to the company.
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No hassle of loan recovery from employees.
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Higher cash flows available for business.
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Less absenteeism and higher productivity.
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Increase employee loyalty and reduce attrition.
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Loan recovery by Monethics only.